Source Capture Suite™/Corporate Capture

A PREMIER SOLUTION FOR REMOTE IMAGE DEPOSITS

By offering your corporate clients a solution for making deposits from their own locations, your institution can break free of geographic boundaries, attract new clients and increase market share.

Your clients benefit too. Remote image-based deposits enable greater convenience, transportation savings, improved funds availability — and great new reasons to expand their relationships with you.

Carreker’s Corporate Capture solution lets your business clients capture their deposits and deliver the images and MICR data electronically to your institution for processing.  This easy-to-use application allows your bank to increase its share of your current clients’ business and gain new deposit business.  As a new product offering, Corporate Capture increases fee income, improves float management and increases by eliminating paper handling.

At the same time, your corporate clients are no longer dependent on the proximity of a bank branch for timely deposits. With Corporate Capture, they can extend the deposit window and improve funds availability, or consolidate banking relationships to reduce total deposit fees.

Corporate Capture uses a low-cost scanner to capture front and back check images and electronically send the information to the bank via the bank’s standard secure communications connection.  A variety of low-speed scanners with different price points and capabilities are available.  The application includes CAR and LAR technology for automated capture of check amounts, and Carreker’s image quality assurance engine to ensure that images sent to the bank are qualified for electronic clearing.

Carreker’s Source Capture/Base is the central site application that receives deposits captured at clients’ business locations. This component of Corporate Capture resides on servers in your bank’s central operations, managing the receipt and consolidation of transactions as well as all downstream processing and distribution of data and images to all required endpoints. Endpoints can include posting and the bank’s applications for image archive, image exchange and IRDs.

Carreker has also partnered with Creative Payment Solutions (CPS) to provide an ASP model for remote deposits. This option enables a bank-branded, remote image capture solution in which the central processing functions are outsourced to CPS.

BENEFITS

Your Bank:

• New fee-generating products to attract new business
  
• Extended geographic reach, without additional branches
  
• Lower processing costs
  
• Improved customer relationships
  
• Accelerated clearing and improved fraud control

Corporate Clients:

• Cost of transporting checks to the bank are eliminated
  
• Expanded deposit window
  
• Improved funds availability
  
• Consolidation of multiple banking relationships, reduced account management expenses
  
• Bank deposit preparation is streamlined and accurate

Your Customers:

• Cost of transporting checks to the bank are eliminated
• Expanded deposit window
• Improved funds availability
• Consolidation of multiple banking relationships, reduced account management expenses
• Bank deposit preparation is streamlined and accurate

For more information about this solution, download the brochure (PDF, top right). You can also contact Doug Halvorsen at 704.602.5335 or complete our Information Request Form.