Branch Back Counter Solution

CAPTURE THE BENEFITS OF REMOTE DEPOSITS

Carreker's branch remote desposit capture solutions offer significant benefits to your bank and your clients. Designed to capture check images and data behind the counter, our solutions can help you streamline check processing, extend branch hours and reduce transportation costs. At the same time, your customers receive improved funds availability, an extended deposit window and reduced posting errors. Our branch capture solutions can be installed and maintained at the branch, or delivered as a web-based application with easy Internet access. Both applications give the bank complete flexibility, based on transaction volumes, to determine when deposits are scanned, stored and transmitted to central operations for downstream processing. In addition, these branch remote deposit applications include intelligent character recognition technology for automated capture of check amounts and Carreker’s image quality assurance engine, which ensures that images sent to the bank are qualified for electronic clearing.

Source Capture Suite/Web Capture is a web-based application designed for banks with a large number of branches or a desire to simplify software distribution and maintenance. This application can be deployed at central operations and accessed by the branches via a Web browser. Using an image scanner and a PC, branch employees simply log on to the application to scan and transmit check images and data to central operations for downstream processing.

The Source Capture Suite/Branch Capture application is designed to capture deposits in batches on a periodic basis. Installed on a standard PC in the branch, Branch Capture works with an image scanner to capture check images and data, then transmit this information to central operations using the bank’s standard secure communication connection.

Central Processing Solution
All Source Capture Suite applications are based on the same open architecture payments platform to provide fully integrated, scalable solutions. The Source Capture Suite/Base application resides at central operations, managing the receipt and consolidation of transactions. This application also manages downstream processing and distributes data and images to all required endpoints (posting, image archive, image exchange and IRDs).

Benefits: Retail Operations

• Eliminates check transportation costs
• Improves the deposit taking window
• Reduces deposit errors
• Improves customer satisfaction, retention
• Reduces supply costs
• Simplifies teller training

Benefits: Check Operations

• Accelerates processing
• Facilitates earlier exchange and posting
• Reduces proof requirements
• Moves work to lower-cost areas
• Eliminates or reduces proof/sorter equipment
• Minimizes back office research problems
• Improves fraud detection in branch operations
• Reduces return item exposure
• Minimizes risk of uncollectable items

Deployment of remote deposit capture at your branches enhances customer service while streamlining deposit processes and reducing research and adjustments costs.  In addition to flexible remote image deposit technology options, our payments consultants can help you ensure a successful branch capture strategy.

For more information about this solution, contact Doug Halvorsen at 704.602.5335 or complete our Information Request Form.