Payments Technology

CIMS, Distributed CIMS and Windows CIMS

SHORT-TERM, HIGH PERFORMANCE IMAGE LANDING ZONE SOLUTIONS

Carreker's CIMS™ products provide short-term, high-performance working storage for image capture and image management. Available for OS/390, UNIX and Windows platforms, financial institutions can incorporate CIMS into their image management strategies to provide:

• An onsite, short-term image repository offering high-speed access to images from 0-90 days old
• A consolidation point for images during the image exchange process
• A staging area in support of the image quality validation and capture data synchronisation process
• Control of client access to images
• Support for intra-day loading and accessing (with an external index system)
• A staging area for image product creation (image statements or CD creation)
  

For banks preparing for image exchange, CIMS offers:

• An on-site image exchange staging zone for timely and efficient image exchange
• Easy access to exchanged images at the Send and Receive end of the transaction
• Rapid image and data quality inspection, for outgoing exchange files
• Efficient and timely availability of images for use in back office and risk applications – to overcome a key concern of Cheque 21 implementation
  

For financial institutions with an outsourced image archive, CIMS offers:

• Bulk product creation without restaging from long-term archive
• Disk tier at remote site may be unnecessary, due to a majority of ad hoc retrievals occurring from the CIMS landing zone
• More control of images used for customer-facing applications

CIMS products are supported by database and system management utilities, and it supports the importing of images from various capture systems. They provide intra-day access to images on Day 0, 1, 2 and beyond, effectively supporting the movement toward real-time payments processing. Moreover, they are proven solutions -- more than 60 percent of the U.S. image capture volume is stored in CIMS.

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