Carreker Corporation Press Release - July 27, 2000

Carreker Corporation, Euronet Services Inc. Complete Licensing, Distribution Agreements

DALLAS, July 27 /PRNewswire/ -- Through a recently completed licensing agreement, Euronet Services Inc. (Nasdaq: EEFT), operator of the largest independent Automated Teller Machine (ATM) network in Europe, will implement Carreker Corporation's (Nasdaq: CANI) eiManager(TM) software for fault and device monitoring as well as automated dispatch and escalation of ATM service requests. The Euronet ATM network includes more than 1,800 ATMs across Europe and another 455 in the United States.

Additionally, the agreement allows Euronet to distribute eiManager(TM) to its transaction management software customers worldwide.

"Through this agreement, Euronet will provide an advanced level of monitoring and dispatch services across its own ATM network, as well as providing this capability to financial organizations that run their own networks. The eiManager(TM) product offers Euronet and its customers a way to improve ATM management performance, reduce operational costs and increase their ATM availability," said Royce Brown, Carreker Executive Vice President.

"Monitoring is one of the most critical processes associated with an ATM network," stated Euronet Chairman and CEO, Michael Brown. "Carreker's eiManager(TM) is a step ahead of the rest of the market and will give our customers the ability to manage their networks actively."

Euronet Services Inc. is a global leader in the rapidly evolving arena of electronic financial transactions. The company provides financial organizations and retailers with an advanced infrastructure for connectivity and transaction processing. Euronet also offers a suite of integrated retail banking products that include ATM management, POS and merchant systems, credit and debit card systems, wireless banking, internet banking, and telephone banking. The company serves customers in more than 60 countries around the world.

Carreker Corporation, a leading provider of e-finance enabling solutions to the financial industry, offers eiManager(TM) as an open-architecture, client-server based platform designed to allow clients to customize the system to fit their specific business needs.

"As ATM systems mature, banks and ATM networks must take advantage of technological solutions to increase efficiencies, profitability and market share," Carreker's Brown said. "Cost management and efficient resource allocation are vital to remaining competitive. eiManager(TM) allows our clients to manage their ATM systems effectively to enhance revenue now and in the future."

About Carreker:

Carreker Corporation is a leading provider of integrated consulting and software solutions that enable banks to increase revenue and/or reduce costs, while leveraging institutions' existing core competencies in order to realize their e-commerce potential. The company's offerings include revenue enhancement, payment systems, and e-business solutions. The company's customers include 170 financial institutions in the United States, Canada, United Kingdom, Ireland and Australia, including 70 of the largest 100 banks in the United States. For more information about Carreker, please visit the company web site at http://www.carreker.com.

Forward-Looking Statement -- In addition to historical information contained herein, other matters discussed in the news release are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended and Section 32E of the Securities and Exchange Act of 1934, as amended, and are subject to the safe harbors created thereby. The Company's future actual results could differ materially from the forward-looking statements discussed herein because of the factors discussed from time to time in the Company's public reports filed with the Securities and Exchange Commission, such as those discussed under "Risk Factors" included in its report on Form 10-K for the year ending January 31, 2000.

SOURCE Carreker Corporation

CONTACT: Terry Gage of Carreker Corporation, EVP & CFO, 972-371-1454, fax:972-458-2567.