Carreker Corporation Press Release - February 7, 2000

Carreker-Antinori Announces Three New Yield Management Contracts

Dallas, February 7, 2000) - Carreker-Antinori, Inc. (NASDAQ: CANI), a leading provider of integrated consulting and software solutions to the financial industry, today announced three new Yield Management contracts, one in each of the strategic market segments targeted by the company earlier this year. The new contracts are with a top 20 U.S. bank, a top 25 international bank, and a tier three U.S. bank. All of the clients expect the Carreker engagements to strongly impact their bottom line, generating a significant amount of new revenue each year beginning mid-year 2000.

These contracts bring Carreker’s Yield Management engagements in progress to thirteen, more than double the number at the beginning of last year. As a result of the engagements, these thirteen institutions collectively expect to generate more than $500 million in new, recurring annual revenue with a five-year net present value in excess of $1.5 billion.

“We expect the current market focus on revenue growth to continue in 2000, and we are well positioned to provide the market with the tactical expertise needed,” says J.D. “Denny” Carreker, chairman and chief executive officer. “Our fee income from these engagements is based upon client-approved recommendations. Our current strong revenue growth reflects the substantial impact our engagements are having on our clients’ performance. The recurring revenue stream that these engagements are generating for our clients is now so significant that we have been able to change our pricing approach from our traditional one-time fee to a multi-year, recurring fee structure. As a result we expect our current success to generate recurring revenues for us in future periods.”

“The significant investment that we have made over the last two years in the development of advanced modeling and database tools, together with more than doubling our staff in this area, has created a world class product that is in great demand, both in the United States and overseas,” said Wyn Lewis, executive vice president, Carreker-Antinori. “We expect even greater expansion within this business line as we work with our clients to migrate from the traditional paper-based fee income to e-commerce related fee income.”

For additional information, please contact Public Relations, Carreker-Antinori, (800) 486-1981.