Carreker Corporation Press Release - January 26, 2000

Carreker-Antinori Announces Two Contracts For Enterprise IT Services

Two Super-Regional Clients Help Push Business Past Anticipated Growth Rate

(Dallas, January 26, 2000) - Carreker-Antinori, Inc. (NASDAQ: CANI), today announced two contracts, each for approximately $4 million, for the company’s Enterprise IT Services (EITS), which help financial institutions maximize the operational advantages of consolidation. The clients have previously used EITS to generate substantial benefits and will now take advantage of Carreker-Antinori’s expansion of EITS to derive further efficiencies, functionality and revenue potential.

Dick Jerrier, executive vice president and managing director for Carreker-Antinori, said, "We know how essential it is for a client to demonstrate superior consolidation skills – it drives their ability to attract and retain customers and maintain a positive perception on Wall Street. That is why we are making EITS the absolute industry standard for excellence in operations consolidation. When two top clients, both standard-setters for successful acquisitions, make such significant commitments with us, we take that as a measure of our success."

The most recent expansion of EITS includes Web-based solutions for integrating Internet applications such as home banking and CRM (customer relationship management). In addition, to help clients take advantage of the recent banking legislation, EITS has added capabilities in integrating financial institutions’ mortgage and brokerage services as well as other capital market operations. The traditional EITS scope includes enterprise project management, single bank charter, application conversions, IT outsourcing, image archive services and management consulting.

J. D. "Denny" Carreker, chairman and chief executive officer of Carreker-Antinori, pointed to the strategic implications of these new contracts for the firm. "As we help our clients develop their migration path for fully leveraging the Internet, our EITS help to establish highly effective and efficient IT operations." Accordingly, Mr. Carreker noted, EITS’ contribution to the firm during fiscal 2000 is expected to increase by 35 to 50 percent over fiscal year 1999, well above earlier estimates.

Carreker-Antinori’s EITS clients include seven of the top 50 U.S. banks as well as a number of tier two and tier three financial institutions active in acquisitions and implementation of new initiatives.

For additional information, please contact Public Relations, Carreker-Antinori, (800) 486-1981.