Carreker Corporation Press Release - December 3, 1999

Carreker-Antinori Introduces New ATM Business: Announces Letter of Intent to Acquire Toronto-based Automated Integrated Solutions

(Dallas, December 3, 1999) - Carreker-Antinori, Inc. (NASDAQ: CANI), a leading provider of integrated consulting and software solutions to the financial industry, will introduce at the BAI’s Retail Delivery ’99 conference in Miami, the company’s new, expanded automated teller machine (ATM) product line of electronic information services – eiService™. The new service includes an electronic, Internet-enabled infrastructure that provides automated, real-time communication between ATM deployers and their service providers.

"The eiService solution will build upon our considerable Liquidity Management success," said Denny Carreker, chairman and chief executive officer of Carreker-Antinori. "Through a Web-based, open architecture, banks will now be able to manage their ATM fault management, dispatch and cash forecasting needs through a fully automated system."

"We continue to increase the breadth of our service offerings where we see emerging demands in the market place, and recognize the opportunity to increase our customers’ and our own shareholder value," continued Carreker. The financial services ATM market opportunity is estimated at over $1 billion, and like the retail delivery side of banking, is anticipated to grow at a compounded annual growth rate of more than 10% over the next four years, according to a GartnerGroup study.

In addition, Carreker-Antinori announced the signing of a letter of intent to acquire Toronto-based Automated Integrated Solutions, Inc. (AIS), a provider of advanced technologies driving the monitoring and communication requirements of large ATM networks. With this acquisition, Carreker-Antinori will also acquire two products – ATM Management System (AMS), technology which provides the management of ATM systems through fault monitoring and automated dispatch and escalation; and Super Service Provider Gateway (SSPG), a web-based facility that allows electronic communication between ATM deployers and their service providers. These software solutions, when integrated with Carreker-Antinori’s market-leading ATM CashForecaster™ - which optimizes the level of cash maintained in an ATM with the cost of transportation and forecasts daily customer withdrawals to avert potential currency outages - will be included in the eiService suite. The eiService solution complements Carreker-Antinori’s other Liquidity Management solutions - Branch CashForecaster and Vault CashTracker - as well as the Transportation Services Group.

"This is a natural extension of the value-added services that we currently provide to our customers," said Wyn Lewis, executive vice president of Revenue Enhancement, Carreker-Antinori. "AIS’s product vision and technology strengths in ATM management, dispatch systems and advanced data communications expertise were the decisive factors in our purchase decision. With this acquisition, we now offer a superior alternative to competitive technologies. In fact, by the end of the first quarter of 2000, we expect to be in production at two of the five largest ATM networks in the United States."

Said Bjorn Larsen, president, AIS, "The joined efforts of Carreker-Antinori and AIS will bring significant benefits to the clients of both companies and to the financial services industry as a whole. We saw the value in leveraging Carreker-Antinori’s extensive sales network and customer franchise to rapidly penetrate the market. The complementary product focus and vision of the combined companies will serve as the foundation for our long-term strategic business direction."

The eiService solution will be offered within Carreker-Antinori’s Liquidity Management group and also incorporates the recently announced transportation services group. Jim McHale will serve as the managing director of the new group.

About AIS – In 1995, Bjorn Larsen and colleague Roger Gaulin founded Automated Integrated Solutions, Inc. (AIS), with the strategic plan of building next-generation, script-free control systems for large automated teller machine (ATM) networks. The company’s ATM Management System (AMS) has set new standards for driving large networks across the industry, utilizing new electronic gateways for communicating transactions, and automating management of network operations.

For additional information, please contact Public Relations, Carreker-Antinori, (800) 486-1981 or Bjorn Larsen, AIS, (416) 781-3130.