Carreker Corporation Press Release - January 12, 1999

Carreker-Antinori Announces New Float Management Contract

(DALLAS, TX January 12, 1999) - Carreker-Antinori, Inc. (Nasdaq: CANI), a leading provider of consulting and software solutions to financial institutions, announced today that it has signed a new major Float Management contract with a top ten U.S. bank. The engagement is aimed at helping Carreker-Antinori’s client improve their float management services.

"This client’s goal is to reduce float throughout their bank operations, with a focus on improving the profitability of their check product offering," said J. D. Denny Carreker, Chairman and CEO of Carreker-Antinori, Inc. To achieve that, Carreker-Antinori professionals will partner with the bank’s float management team to identify and implement initiatives to reduce costs associated with float and check transportation, and to increase float revenue.

Royce Brown, Executive Vice President and Managing Director of Carreker-Antinori’s Payments Systems core competency said, "This is one of the country’s largest banks and they are committed to meeting the demands of their huge, diverse corporate customer base. Through this engagement, they will be able to tailor their check products to meet the specific needs of individual customers while maintaining quality service and improving product profitability."

This contract, sold to an existing client, is another example demonstrating Carreker-Antinori’s commitment to partner with their clients to improve banks’ shareholder value. Mr. Carreker added, "By virtue of our unique value pricing method, we share ownership with our client in achieving the levels of benefit. We benefit only when we achieve the pre-determined benefit milestone in the contract." Carreker-Antinori will provide consulting support and project team management during the engagement, which is expected to be completed in 4 to 6 months.

For additional information, please contact Public Relations, Carreker-Antinori, (800) 486-1981, 14001 N. Dallas Parkway, Suite 1100, Dallas, Texas 75240.