General

Carreker Corporation (“Carreker”) is committed to safeguarding your privacy while visiting the “www.carreker.com” Web site (hereinafter referred to as the “Site”). Our goal is to provide you with an Internet experience that delivers the information, resources and services that are most relevant and helpful to you. In order to achieve this goal, part of the operation of the Site includes the gathering of certain types of information about Site users. Because we understand that your privacy is important to you, we would like to explain the types of information we gather and the way in which we use it. This Privacy Policy applies to the Site.

What information is collected about you? How do we use it?

This Privacy Policy covers all types of user information gathered at the Site, including aggregated and personal information, cookies and your IP address. The term “aggregated data” refers to general information that relates to your use of the Site, such as traffic patterns, number of visits to certain sections or pages, visits from other Web sites or to third-party Web sites linked to the Site, or use of particular information or features of the Site. The term “personal information” refers to data you voluntarily provide to us in connection with your use of the Site such as the submission of your personal resume in response to job postings on the Site or registration information relating to your attendance at a conference. The term “cookies” refers generally to a small text file that may be recorded in a user’s hard drive during a visit to the Site, which are employed by most Web sites to enhance a user’s Web site experience. The term “IP address” refers to the numerical identifier for your computer that identifies the location of your computer on the Internet.

Use of this site does not require registration and we do not use cookies.

Use of Aggregated Data

Carreker gathers aggregated data regarding your use of the Site for marketing purposes and to study, improve and promote use of the Site. In connection with such purposes, Carreker may share aggregated data with third parties collectively and in an anonymous way. Disclosure of aggregated data does not reveal personal information about individual Site users in any way that identifies who they are or how to contact them.

Use of Personal Information

We always take the utmost care to ensure that the personal information we obtain from you is not used in a way that you may be unaware of or not agreeable to. You may wish to submit an information request or respond to a job posting. In response, we may ask for information such as your name, postal address, e-mail address and phone number. In the event you choose to provide us with personal information, we will only use it for the particular purpose for which it was submitted. Carreker does not sell, rent or share any of your personal information with any unaffiliated party, nor use it for unapproved commercial purposes.

IP (Internet Protocol) Address

Carreker may collect an IP address from all visitors to the Site. We may use your IP address to help diagnose problems with our server, and to administer our Site. We do not log IP addresses to track your session, nor do we link IP addresses to anything personally identifiable.

Permission for Use

Carreker may collect and use personal information that you submit at the Site in any manner that is consistent with uses stated in this Privacy Policy or disclosed elsewhere at the Site at the point you submit such personal information. At the time you submit personal information or make a request, the intended use of the information you submit will be apparent in the context in which you submit it and/or because the Site states the intended purpose. By submitting personal information at the Site, you are giving your consent and permission for any use that is consistent with uses stated in this Privacy Policy or disclosed elsewhere at the Site at the point you submit such personal information, and such consent will be presumed by Carreker, unless you state otherwise at the time you submit the personal information.

EXCEPT AS EXPRESSLY STATED IN THIS PRIVACY POLICY, CARREKER WILL NEVER WILLFULLY DISCLOSE OR MAKE PERSONAL INFORMATION ABOUT YOU AVAILABLE TO ANY THIRD PARTY WITHOUT FIRST HAVING PROVIDED YOU NOTICE IN THIS PRIVACY POLICY OR RECEIVING YOUR PERMISSION AT THE TIME YOU SUBMIT YOUR PERSONAL INFORMATION.

Exceptions to the Privacy Policy

Except as described in this privacy policy, Carreker will not use or disclose personal information, except when we believe, in good faith, that such use or release is reasonably necessary to: (1) protect the security, property, assets and/or rights of Carreker, or its partners or affiliates, from unauthorized use, or misuse, of the Site or anything found at the Site; (2) comply with law; or (3) enforce or apply the terms of use of the Site or other user agreements. However, any such use or disclosure will only be to the extent necessary and in a manner that seeks to maintain the privacy of the individual.

General Information Regarding Online Privacy and Information You Provide

At Carreker we strive to protect your privacy and will attempt to comply with every aspect of this Privacy Policy. Unfortunately, it is not possible to ensure the security of the information you send us over the Internet 100% of the time. Due to the nature of the Internet, Carreker cannot guarantee protection of data against all unauthorized access. Consequently, Carreker makes no guarantee or warranty with respect to this Privacy Policy, including without limitation, protecting your privacy, the privacy of any company for whom you may be using the Site, or the confidentiality of information about either you or your company. Therefore, when you supply information to Carreker, you and any company on whose behalf you supply such information do so at your own risk and you both assume full responsibility for the security, confidentiality and use of such information.

Links Provided To Other Sites

Please be aware that Carreker may provide links to a number of other Web sites that we believe might offer you useful information and services. However, those sites may not follow the same privacy policies as Carreker. Therefore, we are not responsible for the privacy policies or the actions of any third parties, including without limitation, any Web site owners whose sites may be reached through this Site, nor can we control the activities of those Web sites. We urge you to contact the relevant parties controlling these sites or accessing their on-line policies for the relevant information about their data collection practices before submitting any personal information or other sensitive data.

Organizational Changes

Should Carreker undergo a sales, merger, consolidation, change in control, transfer of substantial assets, reorganization or liquidation, Carreker’s accumulated Site user information will be treated as an asset and, like other business assets, may be subject to transfer to or acquisition by a third party. However, such information will continue to be subject to this privacy policy.

What information is secure? What isn't?

E-mail communication to and from our Site is not secure unless clearly noted otherwise. This is a risk inherent in the use of e-mail. Please be aware of this when requesting information or submitting information to us by e-mail.

Your Consent To This Privacy Policy

USE OF THE SITE SIGNIFIES YOUR CONSENT, AS WELL AS THE CONSENT OF THE COMPANY OR BUSINESS FOR WHOM YOU USE THE SITE AND WHOSE INFORMATION YOU SUBMIT (IF ANY), TO THIS ON-LINE PRIVACY POLICY, INCLUDING THE COLLECTION AND USE OF INFORMATION BY CARREKER, AS DESCRIBED IN THIS PRIVACY POLICY, AND ALSO SIGNIFIES AGREEMENT BY BOTH YOU AND YOUR COMPANY TO THE TERMS OF USE FOR THE SITE. CONTINUED ACCESS AND USE OF THE SITE WITHOUT ACCEPTANCE OF THIS THE TERMS OF THIS PRIVACY POLICY RELIEVES CARREKER FROM ANY RESPONSIBILITY TO THE USER.

Privacy Policy Modifications & Contacting Carreker

Carreker reserves the right to change this Privacy Policy at any time; notice of changes will be published on this page. Changes will always be prospective, not retroactive. If you have questions about our policies, or would like your personal information removed from our databases, please email us at webmaster@carreker.com or mail us at: