In 2005 ID Analytics and Carreker announced an alliance that will allow each company to strengthen its ability to detect identity fraud at the point of application and at the point of deposit, as well as during a change to a deposit account. The combined solution will help both companies better manage identity risk across the customer lifecycle, particularly at these points where sophisticated fraudsters manipulate payments to finance and further their crimes.

Together both companies will help retail banks better identify identity risk and ensure compliance throughout the lifecycle of a deposit account from account opening through continuous account monitoring. Additionally, Carreker Corporation will integrate ID Analytics’ Identity Risk Management solutions into its proven fraud solution suites to enhance fraud detection and lower operating costs when detecting payment and deposit fraud.

ID Analytics is the Identity Risk Management company providing advanced analytic solutions that prevent identity fraud and manage identity risk across the customer lifecycle. ID Analytics' intelligent ID Network, the first and only real-time national network built exclusively to manage identity risk, coupled with its optimization technology, makes it possible for companies to balance profit against identity risk. The ID Network is already used daily by over half the credit and retail card issuer market in the U.S., as well as leading wireless and online consumer finance companies. Founded in 2002 and based in San Diego with offices throughout the U.S. and in the UK, ID Analytics is led by an executive team with strong fraud analytics experience.